When the at-fault driver’s insurance policy is inadequate to compensate you for your injuries, you can make an Underinsured Motorist Claim (UIM Claim) against your own insurance policy for up to the amount of your policy limits. For example, if the at-fault limits are $25,000 and your limits are $50,000, the total amount you can recover from the combined insurance policies is $75,000 ($25,000 from the at-fault insurance plus $50,000 from your UIM insurance.) We are very experienced in handling UIM claims. Ryan Hilts is a personal injury lawyer in Portland and Lake Oswego area. For more information, contact Ryan today. You can also email directly to firstname.lastname@example.org.