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DUI Personal Injury Settlements

If you’ve been a victim of a car accident while the other driver was under the influence, knowing your legal options is important. If you’ve suffered personal injury or property damage through an accident caused by a DUI, you’ll want to recoup your expenses related to the accident. This can include repairing your vehicle, medical expenses, loss of wages and the costs of rental transportation among other things.

Insurance companies know that the courts look very harshly on driving under the influence, which increases the chance that either the driver’s insurance company or lawyers will attempt to settle out of court. Insurance companies will also do their best to whittle this settlement amount down to the lowest figure they can manage to save money. Because of this, it is very important to retain an experienced personal injury attorney to make sure that the settlement figure will adequately cover your tangible and intangible damages.

What to Know About DUI Personal Injury Settlements

When entertaining a settlement figure from a DUI driver’s insurance company, it’s important to have a personal injury lawyer on your side. This is because arriving at a settlement is, in essence, your attorney and the insurance company decides how much the accident and the subsequent damage is worth in a dollar amount. If both are unable to settle and this goes to court, it is up to the court to determine how much a DUI accident should “cost.” If a victim decides to settle themselves with no representation, there is a higher chance that they won’t collect all the money that they should rightfully be entitled to.

What is Included in a Personal Injury Settlement

When you agree to a personal injury settlement, it’s important not to leave any money on the table. Ideally, all your financial losses pertaining to a car accident should be recouped. These include, but are not limited to:

  • Repair or replace for the cost of your vehicle
  • Hospital bills and bills for follow-up visits
  • Therapy and counseling bills in the case of mental or emotional distress
  • Physical therapy costs
  • Lost wages from not being able to work

Financial losses from a car accident don’t just apply to the scene of the accident. After all, the damages from a car accident can be felt for months and even years after the incident.

Do Not Settle Right Away

Because the full damages of a car accident can take weeks or even months to assess and be fully realized, it is vital that you do not settle immediately. Most insurance companies will attempt to pressure you into accepting a settlement immediately. This settlement will often include some type of release of liability. The release of liability will prohibit you from pursuing further injury claims after accepting the settlement. The release of liability form is final, which makes it doubly important that a personal injury attorney looks over the settlement agreement before you sign the document.

It’s also important not to settle right away so that you can assess your health and financial setback from the asset in the weeks or months after the accident in case long-term injury manifests itself after your initial treatment.

Begin Preparing Yourself As Soon as Possible

Whether you intend to settle with the insurance company or take the driver to court, it’s important to prepare for either outcome as soon as possible. Collecting detailed records of all incidents, injuries, and bills as soon as you are able will help you and your attorney negotiate for an appropriate amount of damages. 

If you are able to at the scene of the accident or from your hospital bed, recount everything you remember about the accident while it’s fresh in your memory. Record it on your phone, or have someone write down your recollections if you’re unable to record it yourself. Obtain the police report, medical record, and doctors notes as well. The earlier you collect these details, the easier it will be on you and your attorney to manage.

 

 

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