How to File a Personal Injury Claim

No Car Insurance Oregon Accident

Navigating the hurdles of filing a personal injury claim can often feel overwhelming. Many individual’s do not file injury claim even if they’re entitled to compensation simply because they’re unsure of the first steps to take in addressing these legal matters. Personal injury lawyers like Ryan Hilts Law is skilled in helping clients address these issues.

Here are some useful tips on how to file a personal injury claim for your accident.

What is a Personal Injury Claim?

Personal injury is a legal term that includes physical or nonphysical harm to an individual. This injury might have occurred because of the negligence of an individual, group, or business or this person’s or groups deliberate misconduct.

Both physical and nonphysical injuries may be eligible for compensation in the form of money. This monetary compensation is referred to as damages.

How to File a Personal Injury Claim

Types of Personal Injuries

Generally, the law in states like Oregon classifies personal injury into these categories:

  • Car accidents
  • Truck accidents
  • Motorcycle accidents
  • Pedestrian or bicyclist accidents
  • Premises liability including: tripping/slipping and/or falling

Note: These types of personal injury cases are most often classified by referring to the causes of a personal injury.

Things You Should Know before Making a Personal Injury Claim

1. Don’t expect that your claim is an automatic win

The majority of personal claims must be initiated within three years of the accident or injury. Some claims have shorter limits. If you feel you might have a claim it is important to contact a personal injury lawyer immediately to discuss the possibility of a claim.

In order to file a claim, you must be able to prove that there was negligence by an individual, business, group or organization or that someone group business or organization is guilty of deliberate misconduct. It’s not sufficient to prove you suffered a physical or nonphysical injury.

If the accident was your fault or no one is to blame, then you have no personal injury claim. It’s important to discuss your situation with an experienced attorney who specializes on personal injury claims.

Discerning Blame

Legal responsibility for an accident is not the sole factor. Many who don’t file a claim for personal injury toss off the incident as “just an accident”.

There may be partial blame on both sides. If you and another party are each to blame then you may have a legitimate claim.

Before you make a claim or decide there is no reason to make a claim contact a personal injury lawyer.

2. Personal injury claims are time sensitive

 Depending on the state where you live, the majority of personal claims must be initiated within three years of the accident or injury. Some claims have shorter limits. If you feel you might have a claim it is important to contact a personal injury lawyer immediately to discuss the possibility of a claim.

3. Keep careful dated notes about the accident or injury

 If you decide to file a personal injury claim, your attorney must have details about the accident or injury. The more precise these details are the better your chances of a successful claim.

Your personal injury lawyer will need to know:

  • How the accident or injury occurred.
  • The date and time of the injury or accident.
  • The precise location of the accident or injury: address, company.
  • The manner of your injuries and medical treatment you received.
  • Names and addresses of anyone involved including witnesses.
  • Vehicle registration information if this was a car, truck, motorcycle or other vehicle accident.
Keep notes about your personal injury

4. Collect data

Photographs and/or video are very helpful in supporting your claim. 

  • The accident location
  • Accident cause for example: an uneven sidewalk, a hidden obstacle, a road pothole, a broken step, a defect in the walkway, a wet floor…
  • Damage to your and other vehicles
  • Property damage
  • Your injuries- cuts, scrapes bruises, etc.

5. Measure it

If you’ve had an accident that involved tripping, slipping, and/or falling taking measurements and photographs is vital to your personal injury claim. Also sketching the defective or slippery spot and showing the location of the accident with measurements added to the sketches is helpful.

6. Report it

If your accident occurred in a store or mall, report it to the mall manager and/or store employee/owner and be sure it is recorded by them.

Do these before you leave the business, shop, store or mall. Note the time and to whom you reported the accidents. to

If this is a road accident, call the police. Carefully exchange all registration numbers, insurance information, details of those involved and any witnesses.

Obtain a copy of the police report.  All road accidents must be reported to the police and to your insurance company. Failure to do so — even if you are not injured and there was no damage — might result in invalid insurance policy.

file personal injury police report

7. Keep receipts of your losses and expenses

 If you are making a claim your personal injury lawyer will need details receipts of your expenses as a result of this personal injury. These might include: medical costs, travel expenses, missed work, items that were damages.

8. Collect medical records of your injury

You need medical evidence to support your claim.

If your injury required transport by ambulance keep those receipts. If you consulted your doctor, get a copy of that visit and expenses. If your doctor prescribed anything as a result of the injury, keep those receipts. If you needed assistive equipment like crutches, a sling, a walker, or a wheelchair keep those receipts. 

If you were hospitalized or had tests, keep those receipts too.

Talk to your personal injury attorney. He/she may want you to be seen by an independent physician to get a report of your injuries.

9.  Keep daily notes of your post-accident health

Note especially how you are feeling, how much pain resulted from your injury and how this injury has affected your daily life activities.

If you are receiving home or other care, keep notes of personnel, type of care, date, duration of that care.

Record lifestyle effects like disruption of sleep, hobbies, work, social activities…

document your personal injuries

10.  Keep your eye on the ball!

You may be contacted by building owner, vehicle owners, or insurance firms encouraging you to take a settlement. It’s important to know that those you are suing or even thinking of suing and their insurers are looking out for themselves. Your welfare is not what they care about. 

Often insurers “low ball” claims to get rid of them. NEVER settle without the representation of your personal injury lawyer. He/she has your best interests. Listen to the advice of your personal injury lawyer.

Conclusion

If you feel you might have a personal injury claim, give us a call. Ryan Hilts would be pleased to help you with the process of filing a claim.

At Ryan Hilts Law, we offer initial-meeting advice about whether you have a personal injury claim at no charge. If you decide to proceed, we will show you how to file with the greatest chance of getting you fair compensation for damages. Moreover, our firm will work with you every step of the way. 

As an experienced Oregon personal injury attorney, I know how to get you the money you deserve.

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