Oregon is a “Fault” State

In Oregon the at-fault insurance company will cover pain and suffering, loss of wages, vehicular damage, medical bills, counseling and more.

You Must Report An Accident Within 72 Hours

The first step you must take after being involved in an accident is to report it. You’ll need to notify the Department of Transportation within 72 hours of the accident. This is found in the Oregon Revised Statutes, Section 811.725. At that time, you’ll also provide evidence of insurance and other necessary forms as required.

A Statute of Limitations Applies to Accident Cases

A statute of limitations relating to personal injury in Oregon applies here. If you’re filing a lawsuit relating to personal injury from an accident, you must do it within two years. If you don’t meet this deadline, you’ll lose the ability to sue.

The Insurance Company Does Not Choose Where You Get Your Vehicle Repaired

During negotiations and proceedings with the car insurance company, they may strongly imply that you must get your car repaired at a shop in their network. Please note that this is not true, and while you can work with a preferred shop of theirs if you are so inclined, you ultimately have a say in where your car is repaired.

What Minimum Coverage Policies Mean For You

In Oregon, you must carry minimum coverage of $25,000 per person, $50,000 per claim with your insurance.

This ensures that if you get into an accident, your insurance company will pay out up to $25,000 per person injured in the other car, with a maximum of $50,000 paid out to any occupants for the accident. However, if you’ve ever been in a serious accident you know that $25,000 doesn’t usually cover a car repair or replacement, medical bills and loss of wages.

It’s always a challenge to deal with the aftermath of a personal injury, and the last thing most people want to handle is the legal situation regarding reimbursement and other payment. Fortunately, the state of Oregon has quite favorable laws in this area, and there’s one particular concept which can really help: pain and suffering.
Oregon Pain and Suffering Law

Definition of Pain and Suffering

Pain and suffering can be broken into two categories:

  • Physical – actual pain in your body
  • Emotional – psychological ailments which occur in your mind

It’s possible to file an insurance claim for these, but they aren’t the only compensation you may receive.

This amount is separate from lost wages and other medical expenses, such as x-rays, medications, and hospital visits.”

Oregon Pain and Suffering Law

The law is designed to compensate injury victims for various purposes. In this case, the payments are made in the form of damages, and they are easily explained in the following quote:

In general, damages are money awarded to a party in a civil lawsuit for any losses or injuries that are caused by others.

Here are some examples of economic damages:

  • Charges for medical and rehabilitation procedures necessary because of the injury
  • Loss of income due to the injury
  • Costs due to the loss of property because of the accident
  • Damage to a reputation (which will result in monetary loss)

Here are some examples of non-economic damages:

  • Physical and mental pain
  • Emotional stress
  • Humiliation and reputation damage

Oregon Economic and Nonecomoic Damages

Oregon Economic and Noneconomic Damages

Pain and suffering must be proven to be as a result of the accident, but there is no standard way to calculate it.

The degree of pain and suffering an individual experiences can vary greatly from person to person.

You will be required to prove that whatever pain and suffering you have was caused by the accident, and you will need to have appropriate documentation and testimony to prove that.

Oregon Limitations on Pain and Suffering

There are multiple aspects of the Oregon laws which place restrictions on pain and suffering damages, so you need to be aware of these as early as possible.

  • Time: There is a specific time limit in which you have to file your lawsuit.

In Oregon, the statute of limitations for personal injury cases gives an injured person two years from the date of the injury to go to civil court and file a lawsuit. (Ore. Rev. Stat. section 12.110(1)).

  • Caps: There are limits to the amount of the damages you can ask for.
  • Shared Faults: If it can be argued that you shared some of the fault for the accident that happened, this can be used against you (and it may reduce the amount of the damages accordingly).
  • Government: If your claim is against the state government (or an employee), then different rules apply. For example, you only have 180 days to file a Tort Claim Notice – not 2 years.

How To Calculate or Measure a Pain and Suffering Settlement:

Economic damages are easier to calculate than non-economic, but there are methods to determine both types.

To calculate economic damages, you just need to have proof. You can show medical bills, the amount of salary you would have been paid for working those days, and similar information.

Non-economic damages are more complicated.

There are a number of approaches that insurance companies take when calculating pain and suffering as part of an injury settlement.

It’s a good idea to keep any receipts and bills you have because of your injury. Here are some examples of what are commonly used:

  • Medical bills
  • Prescription documentation and receipts
  • Proof of lost wages
  • Photos/medical reports about injuries

In general, the more you can provide, the better.

Why Ryan Hilts Is The Right Attorney For You

Insurance companies are experts at fighting these claims, so it pays to have an experienced and understanding lawyer by your side.

The process of filing a claim for pain and suffering in Oregon gets more complicated based on the severity of the injury, but it is never an easy one to do. I’ve helped countless people through this difficult time, and they were able to get back to things that meant the most to them in their lives – with an appropriate amount of compensation.

What To Do in A Car AccidentBeing involved in a car accident is something that we all hope to avoid, but it can, unfortunately, happen to anyone. To be on the safe side, it’s best to be prepared in case you find yourself in such a bad situation.

Do you know what to do if you get into a car accident in Oregon? Follow these pieces of advice, and you’ll be much better off.

Remain Calm

The first thing you should always do, no matter how serious the accident is, is to not panic. You or the people you care about could be injured, and you’ll need to be thinking clearly to help. Even without injuries, minor mistakes can cost a lot of money or legal trouble down the road.

Don’t Leave

This one is fairly obvious, but driving away from an accident is one of the worst things you can do. No matter how severe the accident or who’s to blame, you have to stop and assess the damage with anyone else involved. You can get into serious trouble if you don’t follow the appropriate procedures.

Find Out if Anyone is Injured

Checking on the health of everyone is the first action you should take after a car accident. If anyone is injured, getting them medical attention is the top priority.

Move Out of Traffic (In Non-Serious Accidents)

Oregon Car AccidentIn very serious accidents, or those in non-crowded areas, you may not have much choice but to leave your cars where they are. But, if you have a minor accident on a busy road, it’s usually best to move your vehicles to a safe area. If possible, take pictures before moving, but don’t risk your safety by remaining somewhere where other cars may hit you.

Place Warnings Signs

To help keep yourself safe, you should set up flares, traffic cones, traffic triangles, or any other noticeable objects on the road behind where your cars are.

You should plan ahead for this. You can buy these at any automotive shop, and you should keep a selection inside your car to be prepared. At the same time, it’s wise to keep a first aid kid and some emergency clothes in case of inclement weather.

Inform the Police

Oregon Car Accident AdviceYou’re required by law to inform the police about any accident you have. Also, it doesn’t matter who you believe is at fault, you should tell them everything with complete accuracy. They’re likely to find out the facts eventually, so any lies you tell could come back to haunt you.

It’s also a good idea to record the names and badge numbers of any police officers that are at the scene of the accident. This can sometimes be helpful later on if there are any problems.

Call a Lawyer

If you’ve been injured or sustained serious damage to your car, you should absolutely call a lawyer immediately. There are certain actions that need to be taken, and many of them need to be done as soon as possible.

Even if it seems relatively minor, it’s a really good idea to consult with a lawyer to make sure you aren’t missing anything. A legal expert will be able to tell you if you are eligible for any benefits, and they’ll be able to prepare for any trouble you might face.

Exchange Insurance Information

Even if the police record the insurance information of the other people involved in the accident, make sure you get it, too. Insurance companies are notorious for trying to get out of paying, and you need to be able to tell them exactly who the other drivers were.

Also, make sure that all the documents match. If the registration or insurance of the car doesn’t match the name of the driver, record all of the different names and contact information.

Take Photos

Don’t ever rely on others (including the police) to send you photos after the accident. If you need to prove the truth about what happened, it’s best to take them yourself.

Don’t Admit to Anything

As already mentioned, you should be completely honest with the police. But, that doesn’t mean you have to admit to being at fault for anything. It’s natural to want to apologize in a traumatic situation, but there are many cases where you may think you’re the one who caused the accident, and the law doesn’t. Tell what happened, but don’t ever say you were responsible for the crash.

Look for Witnesses

Witnesses can be incredibly valuable after a car accident. They are normally unbiased, and they had a different view than anyone involved in the wreck. Record the names and contact details of anyone who saw what happened.

Talk to Your Doctor

If you have any pain or injuries, immediately seek medical attention. But, you may have suffered some form of injury even if you don’t feel it. Many issues take time before you’ll notice the symptoms, so it’s best to go get checked by a doctor as soon as possible after the accident.

This is extraordinarily important because as time goes on, it’s much harder to prove that the accident caused your health problems.

Don’t Be in a Hurry to Leave

It can be tempting to want to get away as soon as you can, but be patient to make sure you do everything necessary before leaving the scene of the accident.

You Don’t Have to Go Through This Alone

No matter how severe, car accidents are traumatic experiences. The good news is that with a quality lawyer, you have a caring expert by your side through the whole process. I’ve helped a ton of people through situations they hoped never to be in, and I understand how hard it is. But, please know that the sooner you contact me, the better legal assistance I can offer you.

Drive safely!

The United States offers a ton of natural beauty. From Alaska to Florida there’s a variety of stunning landscapes from mountains, to forests, to beaches. The question of which is the most beautiful state in the country is up for debate and many people claim their state is the best one. While there’s no real way to prove which state is the most naturally beautiful, our (admittedly biased) opinion is that Oregon is like nowhere else in the USA. We are extremely proud of where we work, live, and spend the majority of our time. We’ve scoured Instagram to put together some photos that try and prove our case! We truly believe Oregon is the most beautiful state in the country and here’s our evidence why.

A photo posted by Camille Gauguin (@oh.cest.ca) on

A photo posted by Cassia Peterson (@cassiapete) on

A photo posted by Irina Bakun (@isbakun) on

A photo posted by Femke van Hilten (@enzooi) on

A photo posted by Amanda (@myoregonjourney) on

A photo posted by Adam Mccabe (@shakiro_850) on

A photo posted by Shantana Nagy (@shantana.lee) on

A photo posted by James (@portland_james) on

A photo posted by @haileys.adventures on

A photo posted by ️Derek Nash (@nashtyimages) on

A photo posted by @haileys.adventures on

A photo posted by Lindsey (@lindseyfilm) on

Need an Oregon personal injury lawyer? Look no further! Ryan Hilts provides you with professionalism, personal service and experience. Contact Ryan Hilts today or learn more about Ryan Hilts here!