Driving without auto insurance is a risky game to play. It leaves drivers vulnerable to legal and financial liabilities that can have long-term consequences. In this article, we will explore the dangers of driving without auto insurance, the legal consequences, and the financial risks associated with such a decision.

  1. Understanding Auto Insurance
  2. Legal Consequences
  3. Financial Risks
  4. Future Insurance Risks

Understanding Auto Insurance in Oregon

1. Understanding Auto Insurance

What is Auto Insurance?

Auto insurance is a contract between an individual and an insurance company that protects the individual against financial loss in the event of an accident or theft. Auto insurance can cover damages caused by the individual, damages to the individual’s vehicle, and damages caused by other drivers.

Auto insurance is a crucial purchase for any driver, as it provides financial protection in the event of an accident or theft. Without auto insurance, drivers would be responsible for paying for any damages or injuries they cause out of their own pockets. This can be financially devastating, especially in the case of a serious accident.

Types of Auto Insurance Coverage

There are several types of auto insurance coverage, each of which provides a different level of protection. Liability coverage is the most basic form of coverage, and it covers damages caused by the individual to other drivers or their property. This can include medical expenses, property damage, and other costs associated with an accident.

Collision coverage covers damages to the individual’s vehicle, regardless of who is at fault for the accident. This can include repairs or replacement of the vehicle, as well as any other costs associated with the accident.

Comprehensive coverage covers damages caused by theft, weather, or other non-collision events. This can include damage from natural disasters, vandalism, or other unforeseen events.

How Auto Insurance Premiums are Determined

Auto insurance premiums are determined based on a variety of factors, including the individual’s driving record, age, gender, and location. Additionally, the type of vehicle being insured can also impact the cost of premiums.

Drivers with a history of accidents or traffic violations are typically considered higher risk, and will pay higher premiums as a result. Younger drivers and male drivers are also considered higher risk, and may pay higher premiums than older or female drivers.

The location of the driver can also impact the cost of premiums, as certain areas may have higher rates of accidents or theft. Additionally, the type of vehicle being insured can impact the cost of premiums, as more expensive or high-performance vehicles may be more costly to repair or replace in the event of an accident.

Overall, it is important for drivers to carefully consider their auto insurance needs and shop around for the best coverage and rates. By understanding the different types of coverage available and the factors that impact the cost of premiums, drivers can make informed decisions and ensure they are adequately protected in the event of an accident or theft.

Legal Consequence without car Insurance

2. Legal Consequences of Driving Uninsured

Driving without auto insurance is not only illegal, but it can also have serious consequences. Here are some additional details about the legal ramifications of driving uninsured:

Fines and Penalties

The fines and penalties for driving uninsured can vary widely depending on the state in which the violation occurs. In some states, the fines can be as low as $100, while in others, they can be as high as $5,000. In addition to fines, drivers may also be required to pay court costs and other fees. These costs can quickly add up, making it much more expensive to drive without insurance than to simply obtain the required coverage.

License Suspension and Vehicle Impoundment

Many states also have laws that allow for the suspension of a driver’s license or the impoundment of their vehicle if they are caught driving without insurance. This can be a major inconvenience, as it can make it difficult for the individual to get to work or school. In addition, if the vehicle is impounded, the driver will be responsible for paying the impound fees, which can also be quite expensive.

SR-22 Requirements

Some states require drivers who have been caught driving without insurance to file an SR-22 form. This is a certificate of financial responsibility that shows that the individual has obtained the required insurance coverage. However, filing an SR-22 form can be expensive, and insurance premiums for individuals required to file the form are often significantly higher than for those who are not.

It’s important to note that even if you are not caught driving without insurance, the financial risks of being uninsured are still significant. If you are involved in an accident and do not have insurance, you could be held personally liable for any damages or injuries that result. This could result in financial ruin, as medical bills and property damage can quickly add up.

So if you’re thinking about driving uninsured, think again. The risks are simply too great. Instead, make sure you have the required insurance coverage so that you can drive with peace of mind.

Financial Risk with no vehicle insurance

3. Financial Risks of Driving without Auto Insurance

Auto insurance is a necessity for all drivers, as it provides financial protection in the event of an accident. However, many individuals choose to drive without insurance, either due to financial constraints or a lack of understanding of the risks involved. Driving without insurance can have serious financial consequences, including:

Paying for Damages Out-of-Pocket

If an individual causes an accident while driving without insurance, they will be responsible for paying for damages out-of-pocket. This can be a costly endeavor, and without insurance, the individual may be unable to cover the full cost of damages. In some cases, the cost of damages can be so high that the individual may be forced to declare bankruptcy or sell off assets to cover the costs.

Personal Liability in Accidents

Driving without insurance also leaves individuals vulnerable to personal liability in accidents. If the individual causes an accident that results in injury or property damage, they can be held personally liable for the cost of damages. This means that the individual may be forced to pay for medical bills, lost wages, and other expenses related to the accident out-of-pocket.

Furthermore, if the individual is sued for damages, they may be required to pay for legal fees and court costs, which can add up quickly.

Long-term Financial Consequences

Driving without insurance can also have long-term financial consequences. Individuals who are caught driving without insurance may find it difficult to obtain insurance in the future, and when they do, they may be subjected to significantly higher premiums. This is because insurance companies view individuals who have driven without insurance as high-risk drivers, and therefore, charge them more for coverage.

Additionally, driving without insurance can lead to a suspended license or even jail time in some states. This can have a negative impact on an individual’s ability to work and earn income, further exacerbating their financial situation.

It is important for all drivers to understand the risks of driving without insurance and to obtain adequate coverage to protect themselves and others on the road.

In Oregon, the minimum financial penalty for driving uninsured is $135, but that can escalate to a maximum of $1,000.

Future risks with driving without auto insurance

4. Increased Premiums and Difficulty Obtaining Insurance

High-Risk Driver Classification

Individuals who are caught driving without insurance are often classified as high-risk drivers by insurance companies. This can make it more difficult for them to obtain insurance in the future, and when they do, they may be subjected to significantly higher premiums.

Being classified as a high-risk driver can be a major setback for individuals who rely on their vehicles to get to work or school. Without insurance, they may be unable to legally operate a vehicle, which can lead to missed opportunities and lost income. In addition, the financial burden of high premiums can be overwhelming, especially for those who are already struggling to make ends meet.

Limited Insurance Options

Being classified as a high-risk driver can also limit an individual’s insurance options. They may be unable to obtain the same level of coverage as other drivers, and they may have to settle for expensive, limited coverage.

For example, a high-risk driver may only be able to obtain liability coverage, which covers damages to other people and their property in the event of an accident. This means that if the high-risk driver is at fault for an accident, they will not receive any compensation for damages to their own vehicle. This can be a major financial burden, as repairs or replacement of a vehicle can be costly.

Higher Premiums for Future Coverage

Individuals who are caught driving without insurance can also expect to pay higher premiums for future coverage. Insurance companies may view them as a higher risk, and as a result, they may charge them higher premiums for coverage.

This can be a major deterrent for individuals who are trying to get back on track after being caught driving without insurance. The higher premiums can make it difficult for them to afford coverage, which can lead to continued financial strain and potential legal consequences if they are caught driving without insurance again.

See penalties with driving without auto insurance in Oregon


Are you an uninsured motorist in Oregon? Driving without auto insurance is not only illegal but also extremely risky. It can leave individuals vulnerable to legal and financial liabilities that can have long-term consequences. The best way to protect oneself against these risks is to obtain the necessary auto insurance coverage.

In an auto accident and a party does not have auto insurance? Contact us today.

Whenever you are in a motor vehicle, there is a risk of getting into an accident. Whether you are part of a minor fender bender or a big injury incident, knowing ahead of time what to do can prevent costly mistakes with your claim. Here we have discussed what to do after a collision so that when you notify your insurance and are seeking compensation, you receive the fair amount you deserve. Most people who are in auto accidents will sustain some degree of physical injury from impact, along with financial hardships from property damage and loss of wages.  Below are some helpful insurance tips. 

Uninsured? Read Oregon Uninsured Motorist Laws

Choosing the Right Insurance Policy

When purchasing your insurance, carefully look over your coverage before signing to assess if the policy limits, coverages, and deductibles are appropriate for your needs. After you get your policy, read over the declaration page, which will list the names of covered drivers and the vehicles insured. Make sure this information is correct, and if it isn’t, notify your insurer right away. Becoming familiar with your insurance company and policy is a great way to know what you are covered for if you have to file a claim. Read through your policy entirely and highlight the main points so you understand what is covered, and what is excluded. 

Immediate Actions to Take After an Accident

If you are in an accident, stop and move only if it is safe for you to do so. Call 911 so that anyone who is injured can get medical attention immediately. An officer will likely arrive at the scene, in which you can tell them what happened through your perspective. Stick to facts only and do not place blame, as that is something your insurance company is going to handle for you later. A police report will entail facts pertaining to the incident and can be influential in proving fault. 

Gathering Evidence and Witness Information at the Scene

Other elements of proof that will be useful include photographs of your visible injuries, property damage to both vehicles, glass or debris in the road, and the whole scene. Video footage helps as well. If there were bystanders or passengers who saw what happened, ask for their name and contact so your personal injury lawyer can reach out to them for a statement. Before leaving the scene, be sure to gather the following from the other driver:

  • First and last name

  • Driver’s license number

  • Current address

  • Phone number

  • Email

  • Insurance company name

  • Phone number for their insurance company

  • Vehicle license plate number

  • Vehicle description and color

Filing a Claim and the Importance of Legal Assistance

After you file a claim with your insurance company, they will reach out for more details regarding your injuries and any financial loss you accumulated. Your insurance may ask you to provide a written or recorded statement. But as our friends from Cohen & Cohen knows, it’s best to contact a lawyer before offering your statement. 

Unfortunately, insurance companies use this as a way to get claimants to make statements that will reduce the value of or allow them to deny the claim. Despite insurance companies supposedly being there when people need them, many find that it is exactly the opposite. For this reason, it’s wise to consider meeting with a legal team so that you are protected during this time. 

For more insurance tips, contact us!

Every day, drivers and passengers are at risk of being in an auto accident. Even the “best” drivers are not exempt from the dangers of a collision. It can be a frightening situation to face a car accident in Oregon. Our auto accident lawyer Lake Oswego, OR can help provide clarity in what to do to protect yourself and ensure the best possible outcome for your injury case. Contact us today directly at 503-726-5960.

According to a study, 57% of crashes in the U.S. happen as a result of human error

These factors include, but are not limited to, intoxication, drowsy driving, distracted driving, speeding, and delayed reaction time. Each person on the road is not only affected by his or her own actions but also by the actions of others on the road. Drivers and passengers are also in danger of accidents due to road conditions and weather. The design of the roads and the vehicle are also significant players in the causes of vehicle collisions.

Due to these and several other causes, in Lake Oswego Oregon, several individuals have been involved in or affected by a car crash. Sadly, the results of these dangerous auto accidents often extend far past the day of the crash. The effects of these crashes often affect these drivers and passengers physically, emotionally, and/or financially.

The Impairing Results of Dangerous Collisions

Oftentimes these traffic collisions can have severe and long-lasting physical repercussions. Common physical damage among accident victims is brain, head, neck, spinal, back, and facial injuries. In addition, those involved in a dangerous collision may suffer internal damage. Individuals involved in vehicle collisions also often suffer from psychological trauma. This trauma may include emotional distress, depression, or anxiety. Psychological disorders can affect those involved in the crash both in the long term and in the short term.

Auto Accident Lawyer Lake Oswego

After being involved in a collision, car accident victims in the Lake Oswego area often have to deal with legal logistics. Insurance companies want to settle claims as quickly and as cheaply as possible. After a car crash, the physical and psychological effects may impair the driver’s ability to deal with legal settlements.

In these instances, many accident victims in the Lake Oswego area have called upon the services of an attorney. These attorneys have experience in settling several claims and are able to deal with court trials, mediation, or arbitration. Several drivers in Oregon have seen the benefit of petitioning for legal help after being involved in a crash. By relying on the expertise of an attorney they are able to shift their focus from legal logistics to recovering from any injuries.

Experiencing an accident of any kind can be traumatic. Unfortunately, accidents – especially those that involve vehicle collisions, at-work injuries, medical malpractice, and others – involve so many factors that it’s not always clear how to navigate what happens next. In some cases, people may advise retaining a personal injury lawyer to explore viable options for compensation. But in some circumstances, you may be faced with another scenario altogether: what happens when a personal injury claim is filed against me?

Being on the receiving end of a lawsuit can pose significant obstacles and raise concern of what – in the worst case scenario – can happen. For clarity, a personal injury attorney can offer guidance. You may think that accident or injury lawyers only help people who are innocent victims. However, there are many ways an attorney can assist you even if you think you’re at fault. It is always worth it to discuss the situation with an Oregon law firm that regularly handles accident and injury cases.

faudulent injury claim

What is a Personal Injury Claim?

A personal injury claim occurs when a person who has experienced injuries in a car accident, a slip-and-fall mishap, or a work-related injury sues for damages against one or more parties in a civil court.

Personal injury suits usually have two issues:

  • Who is liable for damages?
  • What are the damages?

Damages that are Considered Personal Injury

Damages are injury-related losses. These may include any or all of:

  • Pain and suffering
  • Loss of quality of life
  • Expenses not covered by insurance
  • Lost income
  • Decrease in earning capacity in the future
  • Future care costs
  • Legal costs

Personal Injury Claims Process

If you have been sued in a personal injury claim, this is what you can expect. The claimant will launch a lawsuit for personal injury damages. This will include fact-finding regarding how the accident occurred. Both sides will try to gain an understanding of the claimant’s injuries. They will also delve into the person’s background, medical history, the harm endured, and what is required for recovery.

At this point, the Statement of Claim will be prepared by the claimant.

How to properly handle an accident or an event that leads to injury?

Whether or not you believe you’re at fault for an incident that results in injury, it’s important to know how to conduct yourself to ensure your protection at every level. First, after an accident or injury occurs it’s critical to ensure your safety first. Seeking medical attention for sustained injuries is a top priority. In the case of car accidents, it’s crucial that you remain at the scene of the accident as most states have laws against leaving, which can work against you in later legal proceedings.

In some situations, other parties may become aggressive or confrontational. Do your best to stay grounded and try not to admit to fault or even apologize for what’s occurred. Many individuals make the mistake of apologizing for not paying attention or being distracted. Admitting to negligent acts can result in having a personal injury claim filed against you. In general you should avoid doing the following:

  • Discuss particulars for what you were doing prior to the event
  • Speaking on who you think was to blame
  • Apologizing or making statements that may indicate you were at fault
  • Asking the other party questions to inquire if they believe you were at fault

Question: there’s been a personal injury claim filed against me, what do I do? 

Personal Injury Claim Filed Against Me

Navigating the law can be incredibly taxing. However, it’s essential to understand how injured drivers obtain different means of compensation. Especially as a defendant, this knowledge becomes invaluable because it can assist you in understanding what you, your insurance company, or another party is responsible for. Bodily injury liability and personal injury claims are two ways that a plaintiff receives compensation following an accident.

Fault-based states assign fault ratings to both parties following an accident. In many states, only the driver with a fault rating of less than 50% can claim damages from the other driver. Oregon law follows a traditional fault-based system. An experienced personal injury attorney can help verify if you’re actually entitled to compensation, even if you’ve had a claim already filed against you.

It’s crucial that proper paperwork is filed appropriately. Timelines must be met. If the claim against you does not follow the proper claims process, the claim may end up costing you millions of dollars.

Discoveries are followed by both lawyers. In this process, each side questions the other side about what happened. Discoveries provide an opportunity to quantify damages and understand liability.

These are all tasks better handled by qualified, experienced legal counsel.

What is “At Fault” in a Car Accident?

Regardless of how mild or severe a vehicle accident is, one or more drivers will be determined to be at fault.

Sometimes the “at fault” driver who caused the accident is obvious. At other times the situation is more complicated.

Assigning who is at fault is highly subjective. Rules and laws vary not only from one state to another but from insurance company to insurance company.

How Police Determine who is to Blame for Car Injury Cases

When an accident occurs, it is important to call the police. They are qualified to conduct road accident investigations and to determine who is at fault. Be sure to get a copy of the police report. Police investigate. Then, officers prepare an accident police report. This describes the details of the accident.

Officers interview drivers and witnesses. Based on accident damage, what they learned from witnesses, and any camera footage, they attempt to determine an accurate account of what happened. The police report may contain a statement about fault for the accident based on their professional judgment.

Not all police reports assign an “at fault” driver. Even where the “at-fault” designation is stated, this doesn’t mean that the driver will be held legally “at-fault” in a lawsuit.

filing a personal injury claim

Negligence – Personal Injury Claims

If there is negligence, a police officer may issue a traffic citation. The citation does not prove legal responsibility for the accident. However, it may be used as evidence of driver negligence by the insurance companies.

Thanks to modern technology, determining who is at fault in automobile accidents is easier than ever. Often, the nature and extent of the damages sustained by one or more vehicles can determine fault. For example, if a vehicle sustained rear-end damage in a car crash, this is usually caused by the driver who was behind that car. But, in a multiple-car pileup, who is at fault can be very hard to determine.

Witness reports are also important. Just because a driver has violated a traffic code which caused or contributed to an accident, it doesn’t mean he/she will admit to it. At-fault drivers frequently deny causing an accident.

In complicated accidents, a team of qualified accident reconstruction specialists may be called in to prepare a report.

How do Insurance Companies Determine at Fault?

In the final analysis, the insurance company decides who is at fault and, thus, who pays. This can be further complicated by insurance company guidelines and state “at-fault” and “no-fault” designations. Every insurance company handles what is covered and what is not covered differently.

When an accident occurs, drivers file a claim with their insurance company. Then, the insurance company assigns this claim to one of its adjusters. It is the job of the adjuster to handle the investigation and then to settle the claim. More than one adjuster will be involved if there was more than one driver and/or more than one insurance company involved.

Adjusters can execute the following:

  • Research the car accident
  • Talk to witnesses
  • Access medical reports
  • Photograph vehicle damage
  • Verify details of the insurance policy of the driver involved

The adjusters decide based on their research who was “at-fault” in the accident. Sometimes this may be a percentage fault to more than one driver. Adjusters base their determination on negligence as defined by the state. Negligent drivers have failed to use the amount of caution one would expect from a reasonable person given the circumstances.

No-Fault versus at-Fault States

Some states are “no-fault” states. Others are “fault” states.

In “no-fault” states, the driver involved in an accident deals with the auto insurance company for coverage of all medical expenses and vehicle repairs whether or not he is the one who caused the collision.

In “at-fault” states, insurance companies investigate who caused the crash. The “at-fault” driver’s insurance company is responsible for all damages and medical expenses.

Drivers who were not found to blame may have to sue the insurance company of the “at-fault” driver for damages in “at-fault” states.

Disputing “At-Fault” Claims

If you believe that you were not totally at fault, there are steps you can take to dispute this claim. First, you need to inform your insurance company by written communication or by phone that you are disputing the ruling that you were at fault or that your actions caused the collision.

Ultimately, if you do not get resolution of your claim, you can appeal the at-fault determination to the Board of Appeal.

In any case of disputing an at-fault claim, you are wise to have an experienced lawyer who knows how to deal with personal injury claims.personal injury claim filed against me

Best Way to Protect Yourself After an Accident

Ideally, I’d like to say that I had never had a personal injury claim filed against me. This is everyone’s dream. There are steps you can take to protect yourself from a false “at-fault” claim.

Report the accident. 

Regardless of the severity, report the collision. That way you have a police report witness statements for your insurance company.

Keep accurate accident records.

Get the names and contact information of the police, witnesses, and others involved in the accident. Take photographs of the scene yourself. Include road conditions, signs, and traffic signals. Note the location of the vehicles and vehicle damage.

Take notes about what happened so it is fresh in your mind.

Hiring an Injury Attorney to Fight False Claims

Car accident claims are complicated and messy. Lawsuits can be challenging. They are even more challenging if you are fighting a false “at-fault” claim. Don’t attempt to do this on your own.

Hire a lawyer who specializes in accident claims. Knowledgeable accident injury claims lawyers provide valuable legal advice. It is crucial to protect your legal rights. A personal injury claim filed against me, what do I do? Contact Oregon injury attorney Ryan Hilts to schedule a consultation.

Personal injury cases are especially difficult if you are unfamiliar with the law and unsure of how to move forward with your claim. It is important to address the topic that many are faced with: do I need a personal injury lawyer? Depending on your individual accident or the details of your particular case, it may not be as straight forward an answer. Still, there are some key factors in every accident that are important to address.

Hiring a personal injury lawyer is crucial, especially in the beginning, as they will be able to guide you in piecing together all of the items you will need to move forward. It can be overwhelming, initially, so it’s best to speak with an attorney sooner. Below are some important details.

do i need a personal injury attorney

What are common personal injury cases?

In essence, a personal injury case typically involves an injured party filing a claim against another party for negligent conduct that caused an injury. While the basic concept of each personal injury case is the same – someone was injured, either through negligence or an intent to injure – there are several kinds of personal injury cases that are very common.

Essentially, a personal injury case involves one party attempting to receive compensation for an injury that they received. In some cases, this injury was caused intentionally, while in most cases, it was caused through negligence.

Out of all of the personal injury claims that are filed in the United States, the majority of them are filed due to injuries sustained during car accidents. Car accidents are very common across the United States, and this includes the state of Oregon, of which there were 57,726 car crashes in 2017 alone. When someone files a personal injury claim due to a car accident, it’s generally because there was someone who was failing to obey the rules of the road.

Slip and fall cases are also very common, and they often take place when a property owner fails to ensure that their property is kept safe and free of hazards. One example of a slip and fall case is if someone is at a restaurant and slips on a greasy floor, causing them injuries leg. They could file a personal injury claim against the restaurant’s insurance company because the restaurant failed to keep the property safe for the customers.

  • A personal injury case typically involves an injured party filing a personal injury claim against another on the grounds of negligent conduct
  • Generally, wrongful conduct includes negligence, or acting with the intention to cause an injury
  • Most personal injury claims are the result of car accidents

What Does A Personal Injury Lawyer Do?

personal injury lawyer in oregon

A personal injury lawyer provides legal representation to those who have been injured – either through negligence or an intentional act – and are seeking compensation. Personal injury lawyers work with the plaintiff to determine the details of their case, the best way to move forward with the case, and how to get their client the compensation that they deserve.

Personal injury lawyers often work with a variety of different personal injury cases. Medical malpractice cases, car accident cases, slip and fall cases, and wrongful death cases are the most common.

When it’s time for a settlement to be reached, a personal injury lawyer works with their client to ensure that they’re receiving the settlement they deserve, based on the facts of their case. That way, the client isn’t receiving a low-ball settlement that is unbefitting of the injury they’ve sustained. If a settlement can’t be reached, filing a lawsuit against the negligent party is the next step.

Hiring a personal injury lawyer is often the best course of action because a personal injury lawyer understands the law, and how to work within the law to achieve specific results. Without this understanding of the law, it’s much harder to receive an appropriate settlement.

  • Personal injury lawyers provide legal representation to those who have filed personal injury claims and are seeking compensation
  • When working on a personal injury case, personal injury lawyers organize their client’s case and present it during the proceedings
  • Personal injury lawyers help their client receive the settlement that is appropriate for the injury they’ve sustained

What Happens When A Lawyer Is Not Hired?

hiring a personal injury attorney

More often than not, you should hire a personal injury lawyer. If you don’t hire a personal injury lawyer, you’ll have to deal with the complexities and nuances of your personal injury case, and this can be very difficult if you don’t have an in-depth understanding of the law. There are a number of common mistakes that people often make in a personal injury lawsuit, and these mistakes are due to not having an understanding of the law, and not hiring a personal injury lawyer.

One of the most common mistakes is accepting a settlement that is too low. If someone receives a settlement while undergoing treatment, then this is especially problematic as it could lead to that individual receiving fewer resources than they need to continue their treatment, or even not understanding the extent of their injuries and how bad things actually are.

Another mistake that’s often made is the person who filed the personal injury claim failing to organize and present the evidence of their case properly. Most of the time, this occurs when the facts of the case aren’t understood very well, which is often due to not having consulted with a personal injury lawyer.

  • The plaintiff accepting a low settlement is a very common mistake in situations where a personal injury lawyer isn’t hired
  • Another common mistake is the plaintiff failing to organize and present the evidence of their case properly
  • For the best results in a personal injury case, it’s important to hire a personal injury lawyer

Do I need a personal injury lawyer? This is a crucial question to consider and we can assist. For personal injury representation in Oregon, contact leading attorney Ryan Hilts Law Firm. We can help you move forward with your case.



Personal injury laws differ depending on which state you’re in, but Oregon has quite a few in place that can protect anyone who has been injured. The process of what you should do varies depending on the specific situation. Additionally, the amount and type of damages or compensation that a victim can hope to receive can change based on the circumstances.

Here you are provided a basic overview of some of the main personal injury laws and statutory rules in Oregon. However, I highly recommend getting in touch with a personal injury attorney if you or someone you care about has been injured. Having a strong legal strategy can be critical to getting what you deserve.

personal injury

What to Do If You’re Injured

If you sustain any injury, it’s important to know that the first thing you should do is seek medical attention. It’s wise to contact a personal injury attorney as soon as possible, but this is always a secondary priority to making sure that you’re physically safe.

There Is a Time Limit

As with many legal issues, there is a statute of limitations relating to personal injury cases. In the state of Oregon, it is usually two years. However, there are many exceptions to that time limit. For example, any claim against the government has a far shorter time limit, but a wrongful death case may be over two years.

No matter what has happened in your specific situation, it’s best to contact an attorney as soon as possible. It’s generally better to file your claim as soon as possible, and waiting until the last minute can be hard to gather information necessary for a successful case.

Oregon Statute of Limitations

What Victims Can Receive

The amount and type of damages that victims could potentially receive depends on many different factors. But, they can basically be described as fitting into two categories: economic and noneconomic. Economic damages are to replace money that you lost or had to pay because of an injury, and this includes lost wages, medical bills, estimates of future monetary losses, and other similar things. Non-economic damages are types of injuries that cannot be measured as easily, such as emotional distress.

Upper Limits on Payments

It is important to know that the laws in the state of Oregon have established an upper limit on certain forms of payment. In most cases, there is no limit on how high the economic damages could be, and this is because they are often based on numbers that are easy to prove. On the other hand, there are certain non-economic damages that do have limits. Since this isn’t very straightforward, it’s best to talk to a legal expert to find out about your case.

Oregon Goverment Personal Injury

The Government Has Different Rules

There is good news and bad news about filing a claim against the government or a governmental employee. The good news is that they aren’t exempt from personal injury laws, so they can be held accountable for any injuries they had a part in causing. However, it can be tricky because they have some different rules. For example, they don’t follow the same amount of time as the standard statute of limitations, so you often are required to file a claim much earlier than you would against a private citizen or company.

The Blame Can Be Shared

The laws of Oregon make it clear that blame for an injury can be shared between different parties involved. In other words, if you receive an injury because of the actions of another person or business, but you had some amount of responsibility for it, you can be held partially responsible.

As long as the injured person is only responsible for a small percentage of the blame, this will most likely only have an influence on the amount of damages paid. However, too much responsibility can cause the injured party to receive no damages at all.

If you’re not sure if you’re responsible for any of the blame in a personal injury case, your best course of action is to consult a lawyer. The other side will likely use this argument against you, and it has the potential to lower the amount of compensation you could receive.

Alternatives to Lawsuits

Remember that much of this information relates to the requirements a court will enforce when handling a lawsuit about a personal injury. However, these cases don’t always have to go so far. There are many times when they can be solved outside of court, and this can often be much easier for everyone involved. It’s a good idea to explore your options before officially filing with the court.

You Don’t Have to Do This Alone

While it’s beneficial to know the basic ideas of the laws that will protect you if you are injured, you shouldn’t overlook the assistance you could gain from a personal injury attorney. The knowledge and experience gained from helping others through similar situations can be invaluable in helping you get what you deserve in such an unfortunate situation.

ce that can protect anyone who has been injured. The process of what you should do varies depending on the specific situation. Additionally, the amount and type of damages or compensation that a victim can hope to receive can change based on the circumstances.

Here you are provided a basic overview of some of the main personal injury laws and statutory rules in Oregon. However, I highly recommend getting in touch with a personal injury attorney if you or someone you care about has been injured. Having a strong legal strategy can be critical to getting what you deserve.

If you find yourself in need of a personal injury attorney, you’re likely going through a difficult time of your life. The whole process can be made easier by having lawyer on your side, but the wrong lawyer can make the process even more challenging.

Since you’ve likely never experienced this before, try making use of these 10 important questions for your personal injury attorney.

Main Factors to Evaluate

Before choosing a personal injury attorney to represent you, it’s best to have a consultation to get more information.

As lawyers have different areas of expertise, they aren’t all the best choice to help in any situation. You should find one who’s knowledgeable and experienced in a way that meets your needs. Also, it’s important that you trust and feel comfortable with this person.

1. Can you tell me about your history as a personal injury attorney?

Find out how many years they’ve been practicing. Also, learn about what kind of cases they generally handle, and ask about their success rates.

2. How often do you handle cases like mine?

Personal injury attorneys deal with a wide variety of situations, and some of them can be quite different. It’s best if you choose someone who has experience in cases that are similar to yours.

3. How many attorneys are in your firm, and who would I be working with?

Some firms have only one attorney, and others have many. However, even in small firms, there may be other staff members helping you with various parts of the process. To make sure you’re comfortable and know what to expect, you should ask who you will be interacting with. Also, it’s not unreasonable to ask to meet these people.

How does your payment structure work

4. How does your payment structure work?

Different law firms have various ways of making their fees and collecting payments. It’s wise to find out exactly how this works from the start, and then decide if this is a good decision for you financially. Find out when you will need to pay fees, who will cover expenses throughout the process, if the attorney works for a contingency fee (only collecting money if you are awarded some), and if there is anything else you’ll be expected to pay.

5. Can you provide me with some references of past clients?

Attorneys with more years of experience will obviously have a larger number of satisfied clients, but even younger lawyers should have a few clients who are willing to tell you about their experiences with them. It’s always better to have an outside opinion.

6. What is the strategy you suggest I follow?

Don’t spend all of your time just asking about the lawyer, after all, this is about you! If the attorney is ready to handle your case, they should be able to explain a basic strategy and the overall steps involved.

What are my chances of success

7. What are my chances of success, and can I do anything to change that?

You should find out how likely you are to be successful, and learn about how that will be measured. Also, you can sometimes take certain actions that will increase your chances, but the options for these decrease as time goes by.

8. What is the timeline for my situation?

Make sure you understand the timelines for a few different things. First, are there any deadlines? Many situations have only a limited amount of time in which your claim can be handled, so you need to find out if this will affect you.

Next, it’s good to get an estimate of how long it will be before you could expect any payout (if successful). This can be extremely difficult to determine, but hearing a very rough estimate can prevent you from being upset that you didn’t receive anything until much later than you expected.

9. Will you try to go to trial, or would you rather settle this out of court?

There are pros and cons of going to a trial, but this most often influences the amount of the payment you could receive, the time before you’ll receive it, and the chances of success that you have. Some attorneys like to favor one strategy over the other, so find out if this is the case, and decide if you agree on that.

10. How involved will I be?

Attorneys all have different styles. Some believe they are providing an expert service and you should trust everything they say, while others believe your relationship is more of a partnership and they will make joint decisions. Find out what this attorney believes, and then decide if you’re comfortable with that.

Take the Time for the Right Choice

Even though you’re going through such a tough situation, make sure you don’t rush your decision. Ask these questions (and any others you have), and do some other research about the attorney. Overall, trust your instincts.

If you choose a lawyer who makes you feel comfortable, the whole process will be much easier.

What To Do in A Car AccidentBeing involved in a car accident is something that we all hope to avoid, but it can, unfortunately, happen to anyone. To be on the safe side, it’s best to be prepared in case you find yourself in such a bad situation.

Do you know what to do if you get into a car accident in Oregon? Follow these pieces of advice, and you’ll be much better off.

Remain Calm

The first thing you should always do, no matter how serious the accident is, is to not panic. You or the people you care about could be injured, and you’ll need to be thinking clearly to help. Even without injuries, minor mistakes can cost a lot of money or legal trouble down the road.

Don’t Leave

This one is fairly obvious, but driving away from an accident is one of the worst things you can do. No matter how severe the accident or who’s to blame, you have to stop and assess the damage with anyone else involved. You can get into serious trouble if you don’t follow the appropriate procedures.

Find Out if Anyone is Injured

Checking on the health of everyone is the first action you should take after a car accident. If anyone is injured, getting them medical attention is the top priority.

Move Out of Traffic (In Non-Serious Accidents)

Oregon Car AccidentIn very serious accidents, or those in non-crowded areas, you may not have much choice but to leave your cars where they are. But, if you have a minor accident on a busy road, it’s usually best to move your vehicles to a safe area. If possible, take pictures before moving, but don’t risk your safety by remaining somewhere where other cars may hit you.

Place Warnings Signs

To help keep yourself safe, you should set up flares, traffic cones, traffic triangles, or any other noticeable objects on the road behind where your cars are.

You should plan ahead for this. You can buy these at any automotive shop, and you should keep a selection inside your car to be prepared. At the same time, it’s wise to keep a first aid kid and some emergency clothes in case of inclement weather.

Inform the Police

Oregon Car Accident AdviceYou’re required by law to inform the police about any accident you have. Also, it doesn’t matter who you believe is at fault, you should tell them everything with complete accuracy. They’re likely to find out the facts eventually, so any lies you tell could come back to haunt you.

It’s also a good idea to record the names and badge numbers of any police officers that are at the scene of the accident. This can sometimes be helpful later on if there are any problems.

Call a Lawyer

If you’ve been injured or sustained serious damage to your car, you should absolutely call a lawyer immediately. There are certain actions that need to be taken, and many of them need to be done as soon as possible.

Even if it seems relatively minor, it’s a really good idea to consult with a lawyer to make sure you aren’t missing anything. A legal expert will be able to tell you if you are eligible for any benefits, and they’ll be able to prepare for any trouble you might face.

Exchange Insurance Information

Even if the police record the insurance information of the other people involved in the accident, make sure you get it, too. Insurance companies are notorious for trying to get out of paying, and you need to be able to tell them exactly who the other drivers were.

Also, make sure that all the documents match. If the registration or insurance of the car doesn’t match the name of the driver, record all of the different names and contact information.

Take Photos

Don’t ever rely on others (including the police) to send you photos after the accident. If you need to prove the truth about what happened, it’s best to take them yourself.

Don’t Admit to Anything

As already mentioned, you should be completely honest with the police. But, that doesn’t mean you have to admit to being at fault for anything. It’s natural to want to apologize in a traumatic situation, but there are many cases where you may think you’re the one who caused the accident, and the law doesn’t. Tell what happened, but don’t ever say you were responsible for the crash.

Look for Witnesses

Witnesses can be incredibly valuable after a car accident. They are normally unbiased, and they had a different view than anyone involved in the wreck. Record the names and contact details of anyone who saw what happened.

Talk to Your Doctor

If you have any pain or injuries, immediately seek medical attention. But, you may have suffered some form of injury even if you don’t feel it. Many issues take time before you’ll notice the symptoms, so it’s best to go get checked by a doctor as soon as possible after the accident.

This is extraordinarily important because as time goes on, it’s much harder to prove that the accident caused your health problems.

Don’t Be in a Hurry to Leave

It can be tempting to want to get away as soon as you can, but be patient to make sure you do everything necessary before leaving the scene of the accident.

You Don’t Have to Go Through This Alone

No matter how severe, car accidents are traumatic experiences. The good news is that with a quality lawyer, you have a caring expert by your side through the whole process. I’ve helped a ton of people through situations they hoped never to be in, and I understand how hard it is. But, please know that the sooner you contact me, the better legal assistance I can offer you.

Drive safely!

The United States offers a ton of natural beauty. From Alaska to Florida there’s a variety of stunning landscapes from mountains, to forests, to beaches. The question of which is the most beautiful state in the country is up for debate and many people claim their state is the best one. While there’s no real way to prove which state is the most naturally beautiful, our (admittedly biased) opinion is that Oregon is like nowhere else in the USA. We are extremely proud of where we work, live, and spend the majority of our time. We’ve scoured Instagram to put together some photos that try and prove our case! We truly believe Oregon is the most beautiful state in the country and here’s our evidence why.

A photo posted by Camille Gauguin (@oh.cest.ca) on

A photo posted by Cassia Peterson (@cassiapete) on

A photo posted by Irina Bakun (@isbakun) on

A photo posted by Femke van Hilten (@enzooi) on

A photo posted by Amanda (@myoregonjourney) on

A photo posted by Adam Mccabe (@shakiro_850) on

A photo posted by Shantana Nagy (@shantana.lee) on

A photo posted by James (@portland_james) on

A photo posted by @haileys.adventures on

A photo posted by ️Derek Nash (@nashtyimages) on

A photo posted by @haileys.adventures on

A photo posted by Lindsey (@lindseyfilm) on

Need an Oregon personal injury lawyer? Look no further! Ryan Hilts provides you with professionalism, personal service and experience. Contact Ryan Hilts today or learn more about Ryan Hilts here!

Portland, Oregon is a great place, and there are a lot of major benefits to living here. Unfortunately, one of the few negative aspects is the quality of drivers in the city. Most people are more than capable behind the wheel, but that still leaves a high number of those who cause trouble for the rest of us. Hopefully this problem isn’t something that will scare you out of the area, but it’s important that you know your options and have help in case you ever find yourself in an accident involving a bad Portland driver.

Portland Is Worst City To Drive In

“Portland is the Worst City in the US to Drive”

There are a lot of jokes in Portland about it being the worst city in the US to drive in, but a recent study shows that it might not be such a laughing matter. Allstate Insurance released their annual report that tracks the best drivers in 200 cities, and Oregon’s largest city wasn’t very proud of how low it ranked on the list. Portland came in at 181 out of the 200, but that’s close enough to the bottom to make it feel like the worst city in the US to drive in. The only positive news about the ranking is that the city moved up two spaces from last year, but that doesn’t do much to stop the feeling that Portland is the worst city to drive in.

How to Stay Safe with Bad Drivers

The bad news is there isn’t much you can do about other drivers not being skilled enough behind the wheel. You can practice defensive driving, but sometimes there’s no way to avoid a collision if the other driver is making mistakes. Do everything you can to keep yourself safe, and just be aware of what to do if you are involved in an accident.

General Car Safety in Portland

Much of car safety is common sense, and a lot of us learn it at a young age. High on the list in recent years is the reminder to not drive distracted, and especially don’t send text messages when cruising down the road. Also, don’t play music so loud it will become distracting or cause you not to hear emergency sirens and other warning sounds.

Make sure to get regular maintenance on your car, and wear your seatbelt at all times. Take extra caution in bad weather, and ask your passengers to help watch out for anything unexpected. Always wear glasses if you need them.

Overall, relax but be cautious whenever driving.
Portland Bad Drivers

What to Do If You Have an Accident

If you’re involved in a car accident, there are a lot of things to keep in mind. The most important, though, is to remain calm and make sure that no one is seriously injured (call and ambulance immediately if they are!). Next, don’t leave the scene, but move the cars to safety if it’s necessary. Call the police even if the damage is minor, and know that a police report can really help your chances of proving you weren’t at fault. Collect as much information as you can about the others involved in the accident, and take pictures of the whole scene with your own camera. After it’s done, contact your insurance company and a lawyer.

Worst City To Drive InPedestrians Also Need Help

Keep in mind, all of these accidents aren’t limited to drivers. Pedestrians are often injured by cars, and they can get the same assistance and payments from insurance companies. Always be aware of your surroundings while walking, but if you’re hit by a car, follow the same steps as you would if you were in an automobile accident.

Personal Injury Lawyers

The purpose of a personal injury lawyer is to represent anyone who has been injured as a result of negligence or wrongdoing by someone else. However, this doesn’t mean that we can only help you with physical injuries. Psychological damage often occurs in certain situations, and it’s really common among victims in car accidents. Personal injury lawyers will be able to fight on your behalf to help get you what you deserve for any of these damages.

Don’t be intimidated by the person who caused the accident. It doesn’t matter if they are a normal individual, a company, or some sort of government agency. The law is written in a way to make sure everyone can be held accountable for causing injury to others.

Need Help with an Injury?

If you have been injured as result of one of the famously worst drivers in Portland, please get in touch! Insurance companies professionally deal with these cases on a daily basis, and they’re incredibly skilled at taking advantage of victims by paying out as little money as they possibly can. But, you don’t have to fight this battle alone. The law office of Ryan Hilts has a lot of experience in helping people recover from personal injuries and moving forward with their lives.