Is Oregon a No Fault State for Car Accidents?

In Oregon, the driver that caused the accident is liable for repairs, medical costs, and all other damages that result from the accident. Oregon is an at-fault state.

What Happens if I Get in a Car Accident in Oregon?

If you have been in an accident caused by someone else’s fault, it is important not to settle before speaking to an attorney. Once you sign a settlement you cannot make more claims against the at-fault insurance company, even if you find more costs mounting. If you ultimately realize your injuries are more severe or permanent, or that you need surgery or even extensive physical therapy, if you settled your case you cannot collect any more compensation for your injuries and bills.

Oregon Law states that you must notify the Department of Transportation within 72 hours of the accident. This is regardless of whether you caused it or not. You’ll then provide insurance and other necessary documents.

Retain a Personal Injury Attorney to Help You Navigate

There are several reasons that an insurance payout from the at-fault driver’s company may not be enough. Oftentimes your losses are more than the maximum amount the insurance policy can pay out. In addition, the insurance company may be attempting to settle for an amount that is too low. A personal injury attorney can help you locate additional insurance policies and can negotiate a full settlement.

Suing the other driver and/ or their insurance company is very time sensitive. You must file a lawsuit relating to your accident or personal injury within two years of the date of the accident. If you wait to file beyond the two years you will no longer be able to bring a lawsuit.

Collect Documentation Early and Often